HI, my name is nitajaye and I am an overspender, non-financially disciplined, disorganized and am one of the queens of procrastination.
PLEASE HELP ME!!!!!!!!!!
I have been lurking in these blogs and posting every once in a while.
It seems that the YNAB program is fairly popular. Would some of you answer a few questions for me?
1. Do you like this software
2 Is it easy to use (for the computer illiterate person like myself)
3. I have used Quicken for a short time, is YNAB anything like Quicken.
4. Do you like the original version for 19.99 or the pro version for 39.99.
5. Is pro worth the extra 20.00
6. I do not have excel on my computer
7. Do I need to purchase excel
8.What kinds of things does this program do
9. what are your favorites
10. what do you NOT like about it
11. If i purchase it does anyone want to come to my house and enter all the information in it for me
12. Yes I have done some research on it but as soon as I leave the sight I forget about 3/4 of what I have read.
13. I'm getting a headache, should I quit banging my head against the monitor screen.
It's 11:00 and I need to go to bed I will (hopefully) read some of your answers and reviews tomorrow.
Good night all
Thanks in advance for any advice.
??????YNAB???????????
March 31st, 2007 at 04:11 am
March 31st, 2007 at 05:59 am 1175320789
March 31st, 2007 at 02:30 pm 1175351438
March 31st, 2007 at 03:49 pm 1175356183
NitaJaye! I started with the original YNAB on January 1st. I am not a month ahead yet, so all my income is still supplemental. I also use Quicken mainly for the end of year reports I need for taxes. I don't mind entering everything twice since I enjoy working with my finances. I thought you could get the original YNAB that worked with Open Office a free spreadsheet program, but don't quote me on that...
I am finding YNAB very useful. Good luck!
March 31st, 2007 at 03:51 pm 1175356278
I like it, but it did frustrate me that the program assumes the one-month buffer--I always felt badly since I just could not get that all of last year, having some significant unexpected veterinary expenses that put me way behind.
Jesse is very helpful, and there are now Forums for YNAB users, so there's a lot of support available.
I like the program better than Quicken or MYM.
One reason why I switched away from YNAB was to be able to have a program that enabled me to reconcile with my bank balances (I now use another envelope-based program called Make$ents), but I noticed that they just added automatic bank downloading from YNAB pro, so that bank account reconciliation capability might be there now.
April 1st, 2007 at 11:56 am 1175428580
December 5th, 2008 at 06:08 pm 1228500480
good luck