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Archive for March, 2007

??????YNAB???????????

March 31st, 2007 at 04:11 am

HI, my name is nitajaye and I am an overspender, non-financially disciplined, disorganized and am one of the queens of procrastination.

PLEASE HELP ME!!!!!!!!!!

I have been lurking in these blogs and posting every once in a while.

It seems that the YNAB program is fairly popular. Would some of you answer a few questions for me?

1. Do you like this software
2 Is it easy to use (for the computer illiterate person like myself)
3. I have used Quicken for a short time, is YNAB anything like Quicken.
4. Do you like the original version for 19.99 or the pro version for 39.99.
5. Is pro worth the extra 20.00
6. I do not have excel on my computer
7. Do I need to purchase excel
8.What kinds of things does this program do
9. what are your favorites
10. what do you NOT like about it
11. If i purchase it does anyone want to come to my house and enter all the information in it for me
12. Yes I have done some research on it but as soon as I leave the sight I forget about 3/4 of what I have read.

13. I'm getting a headache, should I quit banging my head against the monitor screen.

It's 11:00 and I need to go to bed I will (hopefully) read some of your answers and reviews tomorrow.

Good night all

Thanks in advance for any advice.

YIKES!!! The Breakdown

March 29th, 2007 at 12:09 am

Well here is the breakdown on what they fixed on the van.

disc brake pad set
2 disk break, rotor, front
2 sway bar links
sway bar bushings
2 rear shocks
2 front struts

Total $1,177.63

The good thing is that I qualified for a credit card that will be interest free until 2008. That is better than going on my visa at 7.6 %

I can't believe how different the van drives now. It didn't feel bad to me before, but it feels so much more stable (if you know what I mean) now.

I guess in the grand scheme of things it was a small price to pay to guarentee the safety of me and my chillins.


I also broke down and took the kids to taco bell for supper. It is such a thrill for them to eat inside. Oh the joy of simple pleasures.

YIKES!!!!!!!!!!!!!!

March 28th, 2007 at 02:47 pm

This weekend I heard some noises coming from the front of the van. OH, great it's time for new brakes. Well the auto place just called and their estimate is about $1,200.

1. Front brakes and roaters
2. Front struts (one is leaking)
3. Alignment and wheel rotation
4. and two other things ( can't recall what they are now that I am typing this)

The owner is giving me several discounts, but wow this still hurts. OUCH!

Well I would rather be safe and have my babies is a save vehicle.

And what is that saying? "an ounce of prevention is worth a pound of cure" something like that.

Also so much for lowering the credit card this month.

I guess this all really is frustrating combined with the fact that I haven't found a job yet. How do you pay things off when you have no money coming in. I told my self I would be picky about where I work until the end of the month and then I need to take what I can find that will pay the bills.

OK enough of the pity party, I'll stop complaining now.

I've gone off the deep end

March 23rd, 2007 at 02:58 am

I recieved a phone call from the agency where I fostered my children. They wanted me to do respit for two children for 10 days while their foster parents went to Florida. I said yes.


Then found out..........

I cannot use the day care that they usually go to because the foster parents had already advised them that they would be on vacation and would not be using that week. Also there is some rule that says if a foster parent is not working that DCFS will not pay for childcare.

Oh well I guess the job hunt will be real slow this week and next week.

by the way the kids ages are ds age 5 1/2 , dd age 4, boy age 2 and girl age 8 months. Its a good thing I have a van to transport. Did the first run tonight when I got Ds's meds ( thank God for drive up pharmacys) It could be an interesting couple of days. I'll keep you informed.

My first temp job

March 20th, 2007 at 02:40 am

I just completed my first ever temp job. It was for the Girl Scouts and lasted 3 days. They said I was 'lucky' to get dropped in to this position this week. It was the end of cookie sales, The American Girl Fasion Show, Girl Scouts 195th birthday and the begining of camp registration. All that and I ran the store.

But I survived. I keep hearing Aretha Franklin's "I will survive" in my head.

I have really got to get over this lack of inpulse control right now. It seems that I just want to spend, spend, spend and there is little to no income comming in right now. uggggg.

Well I need to go so I can be productive about something.

I'm back....fianlly

March 18th, 2007 at 07:01 pm

Before I disappeared a while back I was trying to decide whether to leave my job or to just stick it out. Well they ended up making the decision for me. Without going into every detail they decided that my service level was not up to par. They use the fact that my depression was cycling and that I had mentioned that I was getting burned out and was going to look for another career field.

Because of this decision they put me on a 30 probation period and said if I did not pull my performance together they would terminate me or because of my 7 years of faithful service they would let me resign effective immediately.

Well at the end of the 30 days needless to say I turned in my resignation. I knew pretty much from the get go that they were not giving me my classroom back. they said they were doing me a favor because they thought I was a "time bomb" ready to go off and they wanted me to go out on top and not by being dismassed because I had abused a child. That really pissed me off. I would walk out of a room before I would touch a child inappropriately. Any way I am digressing.

So now I am in the big job hunt. Trying to get out of childcare and into clerical and reception. But..............no one wants to hire you unless you have experiance and if no one will hire you how do you get experiance. visicious vicious circle.

I have a list of about 10 sites that I check everyday.

You know, I forgot to tell you why I way gone for so long. A week before my job gave me their ultimatium my computer crashed and burned and it took several weeks for a friend to wipe it clean and reinstall everything.

Sorry this was so long. It doesn't take long to type a mini novella